Saath’s Urban Resource Centre’s are also providing loans for Auto Rickshaws and today we are sharing with you the story of one our client Mr. Dipakgiri Sureshgiri Goswami, who availed the loan services from our URC center.
Dipakbhai is leaving with his family in Guptanagar since last 25 years. There are 11 members in his family, his father, mother and 2 elder brothers both married and have two children each. His father, an asthma patient is unemployed due to health reason.
His mother was working as a domestic worker to run the house. His elder brother left his studies to start earnings through a private job. They have a family house in Changodar village. Dipakbhai started driving the rickshaw on rent to help his family. He was giving Rs.100 as a daily rent for the rickshaw. Maintenance cost of the petrol rickshaw was high and after deducting all the expenses, he was earning between Rs.150 to Rs.200 and that wasn’t enough. Dipakbhai then decided to buy his own rickshaw. He came to know about Saath’s Urban Resource Center through one of our field workers, who informed him about Auto-Rickshaw loans that URC’s provide. He took a loan of Rs.30,000 from URC and borrowed Rs.15,000 from his friends and bought a second-hand rickshaw for Rs.45,000.
Now, he is earning through the rickshaw and is also working in a packaging factory to repay his loan. He shares his experience in his own words: “I am thankful to Saath’s Urban Resource Centre. They have given me a loan and now I am earning Rs.5000 to Rs.7,000 per month after deducting the loan payments. I will be able to repay my loan soon and also I am saving my money for future. My sister-in-law who is working in Saath’s Savings and Credit Cooperative Society Ltd has taught me the benefits of savings which she has learned from Saath’s Micro-finance Centre. Now we are capable enough to give proper education to my brothers’ children and also secure their future through our savings. Thank you very much Saath for your different programs for people like us who are unaware of savings and it’s benefits. And also for URC’s Rickshaw loan scheme.